debt consolidation

Debt Consolidation


If you are in debt, loan consolidation may be an option for you. A consolidation loan is the replacement of multiple loans with a single loan, often with a lower monthly payment and a longer repayment period.

For example you may currently have two or more personal loans or credit cards with outstanding balances totaling $18,000 and the amount you have to pay back on all these loans is in excess of $450 per month.

By consolidating all these debts into a single loan over a longer term of say 7 years, the amount you may have to repay could be reduced to less than $300 per month. If you have a mortgage, debt consolidation process can save even more money.
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Loan consolidation can be very effective way to save money.





 

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